Goldman Sachs Has 6 Buy-Rated Dividend-Paying Regional Banks With Huge Upside Potential

Its Commercial Banking segment offers credit intermediation, cash management and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing and syndicated finance for business, government and professional customers.

The Consumer and Small Banking segment provides a range of deposit and loan products to individuals and small businesses; home equity loans and lines of credit; credit cards; and cash management services. This segment also engages in the residential mortgage business, including origination, retention and servicing of residential mortgage loans, sales and securitizations of loans and hedging activities; indirect lending, including extending loans to consumers through automobile dealers, motorcycle dealers, powersport dealers, recreational vehicle dealers and marine dealers; and home improvement and solar energy installation loans through contractors and installers.

The Wealth & Asset Management segment provides various wealth management services for individuals, companies and not-for-profit organizations. It offers retail brokerage services to individual clients and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance and trust and estate services, as well as advisory services for institutional clients comprising middle market businesses, nonprofits, states and municipalities.

Investors receive a 5.03% dividend. The Goldman Sachs price target is $40, and Fifth Third Bancorp stock has a $39.20 consensus target. The stock closed almost 3% higher on Wednesday at $27.03.

Huntington Bancshares

This smaller cap bank could be an outstanding addition for investors who are more aggressive. Huntington Bancshares Inc. (NASDAQ: HBAN) operates as a holding company for the Huntington National Bank, which provides commercial, small business, consumer and mortgage banking services.

Its Retail and Business Banking segment offers financial products and services, including checking accounts, savings accounts, money market accounts, certificates of deposit, consumer loans and small business loans, as well as investments, insurance, interest rate risk protection and foreign exchange and treasury management services.

The Commercial Banking segment provides corporate risk management and institutional sales, trading, and underwriting services; commercial property and casualty, employee benefits, personal lines, life and disability, and specialty lines of insurance; and brokerage and agency services for residential and commercial title insurance, as well as excess and surplus product lines of insurance. Huntington also offers automotive and commercial real estate financing and a regional private bank and private client business.

Huntington Bancshares stock comes with a 5.58% dividend. The $17 Goldman Sachs target price tops the $15.98 consensus target and Wednesday’s close at $11.34, which was up close to 2% on the day.

Sponsored: Find a Qualified Financial Advisor

Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. If you’re ready to be matched with local advisors that can help you achieve your financial goals, get started now.